Bookkeeping for Lowell Small Businesses
Bookkeeping and payroll for Lowell businesses. Local service from Andover, just minutes away in the Merrimack Valley.
Bookkeeping for Lowell Businesses
Lowell has always been a city where people work. The mills are gone but the work ethic stayed. Today that means restaurants along Merrimack Street, healthcare practices near the hospital, professional services in renovated downtown buildings, and contractors working across the Merrimack Valley. These businesses need bookkeeping that keeps up with them.
We’re an Andover, MA payroll service and bookkeeping firm located about 15 minutes from downtown Lowell. Close enough to know the area. Set up to work remotely when that makes more sense. We handle monthly bookkeeping, payroll, catch-up work, and the financial tasks that pile up when you’re busy running a business.
Monthly Bookkeeping
Monthly Bookkeeping
Transactions categorized, bank accounts reconciled, books closed every month. You get P&L and balance sheet reports that show where you stand without spending your weekends in QuickBooks.
Payroll
Payroll
Full payroll processing including paychecks, tax withholdings, quarterly filings, and year-end W-2s. Your employees get paid on time. Massachusetts and federal requirements get handled correctly.
Catch-Up Bookkeeping
Catch-Up Bookkeeping
Behind a few months? A few years? We clean up the backlog, organize what’s there, and get your books current. Most clients come to us this way. We fix it and then keep it fixed.
Tax-Ready Records
Tax-Ready Records
When tax season arrives, your books are ready. Clean categorization, proper documentation, financials your CPA can work with. No scrambling in February.
Lowell Businesses We Work With
Lowell has one of the most diverse business communities in the Merrimack Valley. Downtown has seen real investment over the past decade. The Acre, Centralville, and Pawtucketville each have their own mix of restaurants, shops, and service businesses. UMass Lowell brings healthcare and technology work. All of it adds up to a city with real economic activity and real bookkeeping needs.
We work with Lowell businesses doing roughly $50K to $5M in annual revenue. Big enough to need professional bookkeeping but not so big that a full-time hire makes sense. If that describes you, we’re built for exactly that gap.
Restaurants and Food Service
Restaurants and Food Service
Lowell’s restaurant scene reflects the city. Cambodian, Latin American, Portuguese, American. High transaction volume, tip reporting, food cost tracking. We handle the numbers so you can focus on the kitchen.
Healthcare Practices
Healthcare Practices
Medical offices, dental practices, therapy providers, community health. Lowell General and the surrounding healthcare ecosystem create steady demand. We handle the revenue tracking and insurance reconciliation that makes healthcare accounting different.
Professional Services
Professional Services
Consultants, attorneys, accountants, marketing firms. Downtown Lowell has office space that works for small professional firms. We track billable work, manage expenses, and keep the books clean for owner distributions and tax planning.
Contractors and Trades
Contractors and Trades
HVAC, plumbing, electrical, general contractors. Plenty of construction and renovation work in Lowell and the surrounding cities. We track job costs, manage progress billing, and keep records ready for bonding or equipment financing.
Common Questions
How close are you to Lowell?
We're based in Andover, about 15 minutes away on 495. Same part of the Merrimack Valley, easy to meet when needed. Most of our work happens remotely, but we're local enough to stop by if that's helpful.
What does bookkeeping cost for a Lowell business?
Monthly bookkeeping starts at $199. Your actual rate depends on transaction volume and complexity. We'll give you a flat monthly quote after learning about your business.
Do you work with restaurants?
Yes. Lowell has a great restaurant scene and we work with several food service businesses. High transaction volume, tip reporting, food cost tracking. We handle all of it.
Can you help if my books are behind?
That's a common starting point. We do catch-up work to get you current, then move into monthly service so it stays that way. No judgment about how far behind you are.
Do you handle Massachusetts sales tax?
Yes. We track what you owe, prepare returns, and file on time. If you're selling across state lines, we help with multi-state compliance too.
The Merrimack Valley's Trusted Accounting Partner
The Next Step:
A 15-Minute Call
Tell us about your business and what you're dealing with. We'll listen, ask a few questions, and give you a straightforward quote.