Bookkeeping, payroll, and fractional CFO services for the Merrimack Valley and Greater Boston.

Call or Text: (978) 289-9070

Bookkeeping for Merrimac Small Businesses

Bookkeeping and accounting services for Merrimac businesses. Clean books, reliable financials, and tax-ready records from a Merrimack Valley firm.

Bookkeeping for Merrimac

We provide small business bookkeeping services for Merrimac companies that need reliable financial records without the cost of hiring staff. Monthly transaction management, bank reconciliations, financial statements, and books that are ready when tax season arrives.

Merrimac is a small town, but the businesses here have real accounting needs. Contractors, professional services, healthcare practices, and retailers all require accurate financials to make good decisions and stay compliant. We work remotely from Andover, which means you get Merrimack Valley expertise without driving anywhere.

Monthly Bookkeeping

Transaction categorization, bank reconciliation, and monthly close procedures. Your P&L and balance sheet delivered on a consistent schedule so you always know where the business stands.

Catch-Up Bookkeeping

Behind on your records? We clean up months or years of backlog, fix errors, and get everything reconciled. Most clients come to us this way. We sort it out and then keep it current going forward.

Payroll Processing

Full payroll service including wage calculations, tax withholdings, direct deposits, quarterly filings, and W-2s. Your employees get paid correctly and you stop tracking payroll deadlines yourself.

Tax-Ready Records

Your CPA receives clean, organized financials at year-end. Proper categorization, supporting documentation, and a smooth handoff. Tax prep becomes straightforward instead of stressful.

Merrimac Businesses We Serve

Merrimac sits in the northern Merrimack Valley, a community of families and small businesses. The town may be smaller than Haverhill or Newburyport, but the businesses here still need professional bookkeeping. Many owners started managing their own books and eventually hit a wall. The records fell behind, tax time became chaotic, and financial decisions were based on guesswork.

We work with Merrimac businesses doing anywhere from $100K to a few million in annual revenue. Companies that have outgrown spreadsheets and shoebox accounting but don’t need a full-time bookkeeper on staff.

Contractors and Trades

Residential contractors, plumbers, electricians, HVAC techs, and landscapers working throughout the Merrimack Valley. We handle job costing and the financial tracking that helps you bid accurately on future projects.

Professional Services

Consultants, professional services firms, and home-based businesses serving clients across the region. We track profitability and keep your books ready for whatever comes next.

Healthcare Practices

Medical offices, dental practices, therapy providers, and wellness businesses. Insurance receivables, patient balances, and the revenue timing that makes healthcare accounting different from other service businesses.

Growing Businesses

If your business is scaling and you need more than basic bookkeeping, we offer financial strategy and advisory services. Cash flow forecasting, budgeting, and the financial planning that supports smart growth decisions.

Common Questions

You're in Andover. Do you actually work with Merrimac businesses?

Yes. Merrimac is part of the Merrimack Valley and falls squarely in our service area. We work remotely with all our clients, so everything happens through secure document sharing and regular communication. Being nearby means we understand the region and can meet when needed.

What does monthly bookkeeping cost?

It depends on your transaction volume and complexity. We quote a flat monthly rate after reviewing your business so you know exactly what to expect. No hourly billing surprises.

Can you help if my books are months behind?

Yes. Catch-up work is a regular part of what we do. We clean up the backlog, reconcile everything, and get you current before moving into ongoing monthly service.

Do I need to come to your office?

No. We handle everything remotely through a secure portal. Most Merrimac clients prefer it because there's no commute and no scheduling hassle. If you want to meet in person, Andover is just down Route 110.

What about Massachusetts sales tax and payroll taxes?

We handle both. Sales tax compliance, payroll processing, tax deposits, quarterly filings, and year-end forms. Massachusetts has specific requirements and we stay current on all of them.

The Merrimack Valley's Trusted Accounting Partner

The Next Step:
A 15-Minute Call

Tell us about your business and what you're dealing with. We'll listen, ask a few questions, and give you a straightforward quote.

Vast Accounting provides bookkeeping, payroll, and fractional CFO services for small businesses across the Merrimack Valley and Greater Boston. We combine 15+ years of hands-on finance experience with a genuine commitment to helping local businesses succeed.

Client Reviews

5-Star Rated Firm

Social

  • The Merrimack Valley Chamber of Commerce
  • Massachusetts LGBT Chamber of Commerce
  • Better Business Bureau

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