Bookkeeping, payroll, and fractional CFO services for the Merrimack Valley and Greater Boston.

Call or Text: (978) 289-9070

Bookkeeping for Back Central Small Businesses

Bookkeeping and payroll for small businesses in Back Central, Lowell. A Merrimack Valley firm that handles your books so you can run your business.

Bookkeeping for Back Central

We provide bookkeeping and payroll services for small businesses in Back Central and throughout Lowell. Monthly bookkeeping, catch-up work for books that have fallen behind, and payroll processing. The financial back office you need without hiring someone full-time or paying for overhead you don’t need.

Our office is in Andover, just down the road. We work with businesses across the Merrimack Valley, and Lowell is a natural fit. Close enough to meet when it matters, available by phone and email the rest of the time.

Monthly Bookkeeping

Ongoing bookkeeping that keeps your records current. Transactions categorized, accounts reconciled, financial statements delivered. Your books stay closed every month without you spending weekends on it.

Payroll

We handle paychecks, withholdings, tax deposits, and filings. Your employees get paid correctly and on time. Massachusetts state taxes and quarterly reports filed without you tracking deadlines.

Catch-Up Bookkeeping

Books a few months behind? A few years? We clean up the backlog and get you current. Most of our clients started exactly there.

Tax-Ready Records

When your CPA needs financials, they’re ready. Clean books, proper categorization, documentation in place. Tax season becomes a handoff instead of a scramble.

Back Central Businesses We Work With

Lowell has always been a working city. Back Central reflects that. There are restaurants and shops, service businesses, healthcare providers, and professional offices. Each one has different books, but they all need the same thing: accurate records and someone who answers when they call.

We work with businesses doing anywhere from $50K to a few million in revenue. Big enough to need real bookkeeping, not big enough to justify a full-time hire. That’s the gap Merrimack Valley bookkeepers like us are set up to fill.

Restaurants and Food Service

Lowell’s restaurant scene keeps growing. High volume, tight margins, tip reporting, and daily reconciliation. We track it all so you can focus on running the kitchen and serving customers.

Professional Services

Consultants, agencies, small firms. If you’re running a practice out of an office in Lowell, we handle the bookkeeping so you can focus on clients and billable work.

Healthcare Practices

Medical offices, dental practices, therapy providers. We manage the lag between providing services and collecting payment, track insurance receivables, and keep the books clean for practices that have enough to worry about already.

Service Businesses

Cleaning companies, contractors, home services. Businesses with crews out in the field and an owner back in the office trying to keep up with invoicing and payroll. We take the books off your plate.

Common Questions

You're in Andover. Why would a Back Central business work with you?

We're right here in the Merrimack Valley. Andover is a short drive from Lowell, and most bookkeeping work happens digitally anyway. We know the area, we're accessible when you need to meet, and we're not charging downtown Boston rates.

What does monthly bookkeeping cost?

Starting at $199 per month based on transaction volume. We'll give you an exact quote after a short conversation about your business.

Can we meet in person?

Yes. Our office is in Andover, which is close to Lowell. Most clients find that remote works well once we're up and running, but we're available to meet when it helps.

My books are behind. Can you help?

That's how a lot of clients come to us. We do catch-up work to get you current, then move into monthly service so it stays that way.

Do you handle payroll and Massachusetts taxes?

Yes. Payroll processing, tax deposits, quarterly filings, W-2s. Massachusetts state taxes and any local requirements handled.

The Merrimack Valley's Trusted Accounting Partner

The Next Step:
A 15-Minute Call

Tell us about your business and what you're dealing with. We'll listen, ask a few questions, and give you a straightforward quote.

Vast Accounting provides bookkeeping, payroll, and fractional CFO services for small businesses across the Merrimack Valley and Greater Boston. We combine 15+ years of hands-on finance experience with a genuine commitment to helping local businesses succeed.

Client Reviews

5-Star Rated Firm

Social

  • The Merrimack Valley Chamber of Commerce
  • Massachusetts LGBT Chamber of Commerce
  • Better Business Bureau

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